Many travellers are silently affected by health problems and often they neglect their existing medical conditions when travelling to a different country. In this case, it is also possible to avoid declaring their situations when they purchase travel insurance. For frequent travellers, insurance coverage is essential and it’s worth taking time to understand and research. Fortunately, it is possible for us to purchase travel insurance online these days. In this case, we will be asked to declare any kind of existing medical problems. Some of the more serious illnesses should be mentioned and they may include cancer and various heart problems.
However, even serious illnesses are not so obvious during early stages and sufferers may not even be aware that they are afflicted by some kind of health problems. However, some health problems could have quite obvious symptoms, such as low blood pressure and asthma. In this case, we should know whether it is necessary for us to stay in the hospital in a foreign country, if our condition has somehow worsened. Younger people may also think that they are perfectly healthy and it is not important for them to think too much about potential health issues. However, the rules are the same; any person could get sick regardless of their pre-existing condition.
As an example, young and healthy travellers could be affected by various tropical diseases, such as dengue and malaria. Purchasing travel insurance is something that applies to everyone, regardless of their original health condition. Any good backpacker policy should include methods that they need to do deal with medical emergency. This is particularly important for people who may have potential health problems. If our condition gets worse during a travel due to an undeclared health problem, the insurance provider could refuse to cover our claims. In this case, everything could be really costly.
Many people decide not to declare their condition because they believe that it will be quite costly. However, fearing the too expensive premium is actually a false economy. It is true that the pre-existing medical condition will result in the increase of premium. However, it is much better to pay a bit more upfront than having to pay for expensive hospital treatments abroad. This should provide us with enough peace of mind that we are being properly covered. This should help us to save a bundle. A reliable insurance company is like a lifeline that provides help when disasters strike. There should also be a helpful individual who can guide and reassure us. Therefore, it is important that we should declare any pre-existing conditions. Less serious medica
For EU citizens with EHIC or European Health Insurance Card, they could falsely believe that they will be protected financially when travelling to other EU countries. While the card covers much of our hospital expenses, there could be countries with different regulation and in these areas; EHIC may not provide coverage for ongoing or non-urgent treatments. Some of the early health issues may not look crucial, but they could be early signs of greater health risks.